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Calculators

You can review interesting calculators on my site.

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Videos

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RICK HERN, CFP®, RICP®, MBA

I'm Rick Hern, CERTIFIED FINANCIAL PLANNER™ at Inivas Financial in Stoughton, MA. My team and I understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether your goal is saving for retirement, college savings or estate strategy, our personalized service focuses your needs, wants, and financial goals and objectives.

Our professionals have years of experience in financial services. We can help you address your needs today and for many years to come. We look forward to working with you through all stages of your life. Please call (781)573-3931.

Woman using a smartphone and laptop at an outdoor cafe

Friday, June 30, 2023 - Forbes

The author writes: We've all heard the saying, "It takes money to make money," and I've found this to be true in more ways than one. My journey to financial freedom was sparked by two strategic investments: investing in the stock market and nurturing my personal brand. Read more...

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Wednesday, July 5, 2023 - Bloomberg

Here are some tips for repaying your debt now that Biden's forgiveness plan has been thrown out. Read more...

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Wednesday, June 28, 2023 - Business Insider

Quiet quitting is getting louder as more unhappy workers are staying put. Welcome to grumpy staying, in which workers begrudgingly skate by in a tightening job market. They may not feel much loyalty or trust in their firms, but fewer jobs means they're not leaving, either. Read more...

Yellow Mitsubishi Mirage parked on a city street

Wednesday, June 28, 2023 - Forbes

No matter how tight the budget, there's a fuel-saving model that can both skirt the high price of gasoline and reduce one's carbon footprint. Read more...

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Tuesday, June 27, 2023 - Harvard Business Review

When you're new to the workforce, it's easy to assume that everyone but you knows what they're doing. But, in reality, imposter syndrome is an issue for most people, including the most talented and seasoned among us. Here are four tips you can can use to transform your fears into the fuel you need to power through difficult life stages. Read more...

A letter of instruction could be just as important as a will in helping loved ones settle an estate and move forward with their lives.

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Closed-end funds are considered to carry higher risk but may provide a higher income stream than traditional mutual funds holding similar securities.

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While all index funds attempt to track the performance of a market index, there are hundreds of indexes and at least two alternate approaches to traditional indexing.

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Here are answers to some key questions about required minimum distributions.

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Knowing your likely life expectancy is an important factor in making long-term financial plans.

This calculator can help you determine how soon you can pay off your mortgage.

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Determine whether you should consider refinancing your mortgage.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck