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RICK HERN, CFP®, RICP®, MBA

I'm Rick Hern, CERTIFIED FINANCIAL PLANNER™ at Inivas Financial in Stoughton, MA. My team and I understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether your goal is saving for retirement, college savings or estate strategy, our personalized service focuses your needs, wants, and financial goals and objectives.

Our professionals have years of experience in financial services. We can help you address your needs today and for many years to come. We look forward to working with you through all stages of your life. Please call (781)573-3931.

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Make These 2 Investments - Never Worry About Money Again

Friday, June 30, 2023 - Forbes

The author writes: We've all heard the saying, "It takes money to make money," and I've found this to be true in more ways than one. My journey to financial freedom was sparked by two strategic investments: investing in the stock market and nurturing my personal brand. Read more...

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What the Supreme Court Student Loan Decision Means for Your Money

Wednesday, July 5, 2023 - Bloomberg

Here are some tips for repaying your debt now that Biden's forgiveness plan has been thrown out. Read more...

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First there was quiet quitting. Now it's become grumpy staying.

Wednesday, June 28, 2023 - Business Insider

Quiet quitting is getting louder as more unhappy workers are staying put. Welcome to grumpy staying, in which workers begrudgingly skate by in a tightening job market. They may not feel much loyalty or trust in their firms, but fewer jobs means they're not leaving, either. Read more...

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These Are The Most Fuel-Efficient Gas, Hybrid, Plug-In And Electric Vehicles For 2023

Wednesday, June 28, 2023 - Forbes

No matter how tight the budget, there's a fuel-saving model that can both skirt the high price of gasoline and reduce one's carbon footprint. Read more...

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Don't Let Fear Hold You Back — Use It to Push You Forward

Tuesday, June 27, 2023 - Harvard Business Review

When you're new to the workforce, it's easy to assume that everyone but you knows what they're doing. But, in reality, imposter syndrome is an issue for most people, including the most talented and seasoned among us. Here are four tips you can can use to transform your fears into the fuel you need to power through difficult life stages. Read more...

Newsletters

The Employment Situation: A Closely Watched Report

Among all the economic indicators released each month, the Employment Situation is one of the most highly anticipated and can move financial markets.

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What Can You Learn from Your Tax Return?

Tax season may be over, but a completed tax return offers information that can help with financial strategy for the rest of the year.

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Locked Out? How to Break Into Todays Housing Market

Homeownership can still be an attainable goal, but it may take more planning, flexibility, and creativity than it did in the past.

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Midyear Checkup: Can You Contribute More to Your Retirement Plan?

With traditional pensions in decline, its up to the individual employee to build retirement savings in a work-based account.

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Calculators

Disability Income Insurance

How much Disability Income Insurance do you need?

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

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